About

Seasoned industry professionals, clear terms, and responsive service from first call to closing.

Since 2015, Sphinx Capital has helped experienced investors grow their portfolios by providing streamlined access to flexible capital.

Proud AAPL Member
Since 2015
Track Record
$850M+
Closed Volume
1,000+
Loans Closed

The Team

Your Relationship Lenders

A close-knit team focused on clear communication, a streamlined, transparent process, and helping you achieve your investing goals.

Lance Stukaloff

Lance Stukaloff

Managing Partner

Warren Stukaloff

Warren Stukaloff

Partner & Operations

Tiffany Stukaloff

Tiffany Stukaloff

Director of Operations

Daniela Castelan

Daniela Castelan

Operations & Originations

Carlos Velez

Carlos Velez

Originations & AI Development

Will Stukaloff

Will Stukaloff

Originations

An established lender, built on lasting relationships.

We provide flexible bridge, construction, DSCR, and commercial financing nationwide, structured around your deal instead of a bank's checklist. With in-house underwriting, you work directly with the people who make the decisions.

We measure success by the relationships we build. You get direct communication, clear answers early, and a team that stays with you from first call to closing, and on to your next deal.

What this means in practice

Swift first review

We start by understanding the property and financing need, then move quickly into clear next steps and terms.

Clear loan fit

Bridge, construction, DSCR, and refinance requests are matched to the property and borrower goal instead of forced into a one-size-fits-all box.

Seasoned execution

Borrowers get a responsive team that knows how to keep even complex loans moving from first conversation to closing.

What borrowers come to us for

  • Bridge, construction, DSCR, and other business-purpose loans
  • Swift Reviews and Responsive Customer Service
  • National lending reach with local presence in Austin, Memphis, New York, Orange County, and Sarasota
  • Spanish-language support available for borrower teams when preferred

Client Feedback

“Working with Lance and Warren at Sphinx Capital has been a great experience! They are responsive, knowledgeable and make the process easy to understand. We now use them for all of our loan needs, both for renovations and DSCR refinances.”

Katie N

Borrowers talk about responsiveness, clarity, and a loan process that keeps things moving.

Apply now

Ready to talk through a loan?

Tell us what property you need financing for, and the team will point you to the clearest next step.