Fix & Flip
Fix & flip loans for residential investors.
Short-term financing to buy and renovate residential properties, whether you plan to sell or to rent and refinance using the BRRRR strategy. High leverage, with closings in as little as 10 days.
Fix & flip terms at a glance
Best For
Built for investors who renovate to sell or to hold.
Once the work is done and the property is rented, you can refinance into one of our long-term DSCR loans. Building from the ground up? See our Construction program.
- Investors renovating single-family homes, 2–4 unit properties, condos, and PUDs to sell
- BRRRR investors renovating properties to rent out and refinance into long-term financing
- Investors refinancing a project in progress to finish the work
- Multifamily and mixed-use properties up to 50 units, reviewed case by case
Key Details
What matters before you apply.
Here's what most investors want to know before they apply.
Experience
Prior fix-and-flip experience is preferred, but new borrowers with strong credit can still be reviewed case by case.
Property scope
We focus on residential fix-and-flip projects and also consider multifamily and mixed-use properties up to 50 units.
Borrower structure
Loans are made to business entities only, with monthly interest payments and built-in interest reserves available on qualifying loans.
Before You Apply
Have these ready.
Your loan moves faster when we have the project details up front.
- Purchase price and property address
- Renovation budget and scope of work
- Expected after-repair value and your plan to sell or refinance
Ready to apply for Fix & Flip financing?
Start your application, or talk to us first if you have questions.