Hard money
Fast, short-term financing for investors.
Whether you're renovating a property to sell or to rent and refinance, or need time to stabilize, lease up, or refinance a commercial property, our Fix & Flip and Commercial Bridge loans are built to close quickly.
Short-term loan terms at a glance
Our short-term financing comes in two options. Choose the one that matches your plan for the property.
Best For
Built for investors who need to move fast.
Planning to keep the property as a rental? See our DSCR or Long-term rental programs.
- Investors renovating a property to sell, or to rent and refinance using the BRRRR strategy
- Investors who need time to lease up, reposition, or refinance a property
- Brokers with a time-sensitive deal for a client
Key Details
Which option fits your deal?
Your plan for the property decides which loan fits best.
Renovate to sell or rent
Fix & flip financing to buy and renovate, then sell or rent and refinance into a long-term loan (BRRRR). Up to 90% LTC and 75% ARV on qualifying loans, with rates starting at 8.99%.
Buy time before long-term financing
Commercial Bridge financing while you lease up, reposition, or line up long-term financing, with rates from 7.99% to 11.99%.
Keeping it as a rental?
If you plan to keep the property as a rental, our DSCR loans offer long-term financing based on rental income.
Before You Apply
Know your exit plan.
Short-term loans are sized around how you plan to pay them off, so have your plan ready.
- Renovating to sell, or to rent and refinance? Apply for Fix & Flip.
- Leasing up or repositioning a commercial property? Apply for Commercial Bridge.
- Have your purchase price, renovation budget, and timeline ready.
Ready to move on your next deal?
Start your application and choose Fix & Flip or Commercial Bridge on the first step, or talk to us first if you're not sure which fits.